Homeowners Insurance Claim Attorneys
Each month you pay a premium for homeowners' insurance that protects your valuable assets and property in the event of severe catastrophe. However, we have seen far too often insurance companies wrongfully deny or devalue claims when they threaten profits.
Our firm has encountered countless situations in which insurance companies take claims and fail to investigate them properly. Because of this, we have worked hard to identify bad faith insurance and help claimants recognize their rights when insurance companies wrongfully deny claims or undervalue the losses you experience. When you need compensation to repair your home following a fire, earthquake, storm, or other event, you shouldn't have to deal with insurance companies and adjusters attempting to shortchange your compensation. We go above and beyond to provide strong legal counsel when our clients need it most.
If you have a homeowners' insurance claim that has been wrongfully denied, we will stand by your side. You may have legal rights that help you obtain the compensation needed for repairs or replacement. Our team will work with you to analyze your policy and protect you from insurance adjusters and their deceitful tactics.
How We Help You File Your Claim for Compensation
We have a long history protecting policyholders when they need it most. We take a close look at what your policy covers to help you understand what the insurance company should pay for after a natural disaster. We'll conduct our own investigation into your claim to determine cause, value, and more. We'll then help you file the necessary documentation to show a strong claim.
We also work on your behalf to deal with insurance adjusters who can be very difficult to work with. Insurance adjusters make the process more difficult than it needs to be, attempting to get policyholders to accept whatever settlement they offer to protect profits. If you've been denied compensation, our firm prioritizes appealing that denial to help you pursue the maximum compensation you're entitled to under your policy guidelines.
What Damage Does My Policy Cover?
Insurance companies hope that you don't know your policy and what is covered under the agreement. You should recognize what property damage is covered, such as structural damage, unattached structures, personal property, and more because of unforeseen disasters. However, they often use provisions and exclusions that can help them deny your claim during your time of need. You need to determine whether the damage in your claim is covered by your insurance policy when moving forward.
For instance, many insurance policies don't include certain natural disasters (like flooding) and may need to be included separately. We'll help you analyze your policy to learn what you may recover.
Appealing a Claim Denial
When insurance companies deny your claim, one important thing to note is that insurance companies focus on their profits. They are not always interested in paying out claims. Insurance adjusters may try and find any reason to deny your claim, even if that reason is unethical. In some instances, insurance companies may try to claim that your damages exceed the policy and they can place blame on certain factors, such as you were behind the cause of the damage. Insurance companies may offer much less than you deserve to save money and make it seem as though your are getting what you deserve when you provide enough evidence of a claim.
Here's an example you may encounter. You experience roof damage because of a large storm or other natural disaster. Insurance companies may try to claim that your roof damage is caused by long-term wear and tear caused over the years. If they can do this, they'll deny your claim, even in situations involving other natural disasters and catastrophic events.
The Property Claims Litigation Group works on your behalf to help you understand what rights you have to file a claim. If your damages fall under your policy, you deserve to receive compensation for repairs and replacement. Our home insurance claim attorneys work to maximize your compensation through the entire process, going above and beyond to protect your rights. If your homeowners' claim has been denied, delayed or underpaid, contact us today at (404) 937-3176 to discuss how we can you get the compensation you deserve.